Professional Designations:

2001 CRM: Certified Risk Manager: www.scic.com
1993 CIC: Certified Insurance Counselor: www.scic.com
1989 CPCU: Chartered Property Casualty Underwriter www.aicpcu.org
CPCU Chapter Officer - Fort Worth 1991-93, President 1994-95

Insurance Industry Experience:

2004- President, Burl Daniel Associates Insurance Expert Witness (Plaintiff & Defendant) for the legal profession, providing technical insurance analysis to attorneys regarding insurance litigation. Engaged by attorneys as an insurance expert witness, including deposition and court testimony.

2001-04 Sr. Vice President Frost Insurance Agency, Fort Worth, TX. Duties included insurance sales, advice and service for insurance clients, as well as marketing through Frost Bank network. Frost is a top 100 national and regional agency in the U.S. 

1988-2001 Principal: Milrany Scott Insurance/AIS Agency, Fort Worth, TX. Insurance agency management included carrier negotiations, agency employee management, sales and service for insurance clientele. Duties included monitoring carrier loss runs, negotiating carrier contracts, and acquisition of several other insurance agencies.

1985-87 Board of Directors: Independent Insurance Agents of Tarrant County 

1984-88 Principal: Burl Daniel General Insurance, Fort Worth, TX. Duties included insurance account sales, service, and claims assistance for Personal Lines, Commercial Lines, Life Insurance, and Employee Benefits.

1979-84 Principal: Dickerson-Llewellyn Agency, Fort Worth, TX. Duties involved client sales and service in Personal Lines Insurance, Commercial Insurance, Life Insurance, and Employee Benefits. Integrated several books of insurance customers acquired by agency.

1976-79 World travel included Europe, Middle East, Asia, Australia, and South America.

1975-76 Assistant Insurance and Risk Manager, Gulf States Utilities, Beaumont, TX. Gulf States, with 4,000 employees, was the primary electric utility from Conroe, TX to Baton Rouge, LA. Duties included managing self-insurance and large deductible programs for Workers Compensation, Commercial Auto Insurance, Property Insurance, Commercial General Liability, Umbrella, and Employee Benefits. Experience included administering coverage and claims for Commercial Auto, oil/gas and nuclear power plants, international oil shipments, and group health and life programs.

Professional Education and Licenses:

2006-07 Adjunct Professor of Insurance and Risk Management - University of North Texas Certified Financial Planner Program

1984 Tarrant County College- Insurance Lecturer, INS 21 courses

1981-83 University of Texas at Arlington College of Business - Insurance Lecturer teaching Property & Casualty Insurance and Life Insurance.

1975 Bachelor of Business Administration, Insurance - University of Texas at Austin Curriculum included Principles of Insurance, Property & Liability Insurance, Life Insurance, Actuarial Analysis, Risk Management, Accounting, and Finance.

Licenses: (Texas): Property-Casualty; Life/Accident/Health; Risk Managers License

Expert Profile:

Entered insurance industry 1973 - Insurance agency principal for 23 years - Provided insurance advice to clients for all aspects of Property & Casualty insurance programs. Expertise included technical insurance coverage analysis & design, policy portfolio review, carrier negotiations, claims, audits, contractual issues, and risk management.

Areas of Expertise:

Insurance Agent Error & Omission Insurance Bad Faith
Workers Compensation Insurance Commercial Auto Insurance
General Liability Insurance Product Liability Insurance
Commercial Umbrella Insurance Error & Omission Liability Insurance
Directors & Officers Liability Insurance Crime Insurance Coverage
Employment Practices Liability Insurance Excess & Surplus Line Insurance
Property Insurance Expert Business Interruption Insurance
National Flood Insurance (FEMA) Inland and Ocean Marine Insurance

Representative clients included: