Epidemiologist with over 25 years of experience in the life insurance and life settlement industries. Life expectancy calculations; medical history misrepresentation; life insurance and life settlement underwriting issues; impaired risk underwriting assumptions.

Life expectancy calculations account for health conditions, all impairments, lifestyle and economic factors for an individual. The report is completely documented.

Areas of Expertise:

• Life expectancy calculations customized to account for health conditions, all impairments, lifestyle and economic factors for an individual

  • Methods same as used in life insurance underwriting and life settlements
  • The report documents the evidence, methods and supporting information
• Life insurance misrepresentation
• Life insurance underwriting policies, procedures and implementation
• Life settlement underwriting policies, procedures and implementation

Expert Profile:

Vera F. Dolan applies her years of building risk assessment tools for the life insurance industry, and life expectancy systems and methods for the life settlement industry, to provide life expectancy calculations customized to account for health conditions, impairments, lifestyle and economic factors for an individual. The report documents the evidence, methods and supporting information

She applies her years of building risk assessment tools for life underwriters to questions of medical history misrepresentation for both plaintiff and defense. She addresses issues concerning the basis and implementation of life insurance and life settlement underwriting.

Education/Training:

• BA in Public Health from the Johns Hopkins University

• MSPH in Epidemiology from University of North Carolina at Chapel Hill
• Fellow of the Academy of Life Underwriting

Professional Affiliations:

• Association of Home Office Underwriters

• Canadian Institute of Underwriters
• American Academy of Insurance Medicine
• Associate Editor, On The Risk – the Journal of the Academy of Life Underwriting