Commercial Property & Casualty Underwriting
Professional Liability Underwriting
Underwriting Program Development - including application & policy
Professional liability policy construction
Underwriting for captive insurers/reinsurers
Consulting to insurance companies, brokers and policyholders
Litigation Consulting
Policy interpretation and coverage disputes
Expert Witness and Arbitration services

Experience

Thirty-eight years commercial property and casualty and professional liability experience.
Twenty-one years in various underwriting and marketing positions as a manager or officer with three insurance companies.
Experience in claim review, underwriting audits, reinsurance, rate making, risk retention groups, national accounts, policy construction, risk management and marketing.
Fourteen years as principal of Donald J. Brayer and Assoc. providing insurance consulting, brokerage, litigation consulting, expert witness (for both plaintiff and defense) and arbitration services.

Degrees and Designations

Management and Finance (MBA)
Chartered Property & Casualty Underwriter (CPCU)
Registered Professional Liability Underwriter (RPLU)
Associate in Claims (AIC)
Associate in Reinsurance (ARe)